The Life of a Home Mom

Earning Passive Income As a Stay At Home Mom

Wondering how you can make some extra cash while staying at home watching your little ones is the new normal. Covid showed many parents that they could come home and make money. Stay-at-home moms have found ways to earn money while being in the comfort of their homes or vehicles. The more money you make, the more you and your partner can save, put towards your family, or use for “fun money.”

It’s important to have a cushion when it comes to finances in case of an emergency (job loss), and there are several amazing passive income jobs that’ll give you that cushion. Some of these include investing in real estate, starting an e-commerce business, blogging, tutoring, and delivery services. With these ideas, find out what works best for you and start making that extra income.

Real Estate

Investing in real estate is one of the most popular forms of earning a passive income. You’ll want to start by taking a look at your finances and see how much house you can afford to buy as an investment property. Once you’ve done that, you can take a look at what properties might best suit your endeavor.

Are you planning on flipping houses for resale or renting? Both are ideas to consider since they each serve a different purpose. If you choose to flip the house, the initial expense and investment into flipping will typically cost more. Although, once you’ve sold the property for a pretty penny, you’ll be left with a large amount of profit at once.

If you choose the rental route, your initial investment will be a bit smaller depending on how much work needs to be done to the property. Then you’ll be receiving a monthly payment from your renters which will eventually turn into a profit. Both options are a great way to earn passive income. Depending on your situation, you may lean toward one option over the other.

Don’t stop there though, you can also make money by using those designing skills you have to make listings for real estate agents. Sometimes they don’t always have the time to make a nice listing to put on social media. Make a few and contact an agent and sell them to them. This will give you some quick cash and it is pretty easy to do.


Starting an e-commerce business out of your home is another great option for earning passive income. If you think of yourself as the creative type, use this as both an outlet and a great opportunity to make more money. Some of the most popular home businesses include clothing boutiques, homemade decor, and artwork. You can choose to buy items wholesale to then sell for profit, or if you have the ability to make these things yourself you can ensure your items stand out from the crowd.

Buying thrifted items to rework and resell is a very trendy option that many people have created huge ecommerce businesses out of. There are endless possibilities here as e-commerce has taken over the world and although certain areas are saturated, you can still find much success.


Earn Passive income as a blogger

Mom blogs are another huge trend in the stay at home mom world. Creating a blog that’s relatable to the target audiences you’re trying to reach can bring many other opportunities to your door. If you’re interested in starting a blog, find your niche(s) and run with it. You never know what could fall into your lap.

Many moms who have successful blogs can start to earn money and free products through collaborations. There are some great tips on what you should know before starting a blog. If you work consistently, you could grow a following which will lead you to more of these opportunities. If readers comment, comment back! This will leave them wanting to come back and engage more with your posts. Don’t forget about your blog, and make sure you treat it like any other job and work hard at it.

Online Tutoring

Tutoring students online is especially ideal for those moms who are, or used to be, educators. This can be a very easy way to make money, especially because parents are willing to pay quite well for their children to be tutored. Online tutoring opens up a large window for you since you could feasibly tutor students from anywhere in the world.

There are many different types of tutoring, some include teaching kids from foreign countries English, proctoring online exams, and the typical one-on-one with students who need help with a certain subject. If you don’t know how to freelance your tutoring services, you can always apply to the many online tutoring sites that are available.

Delivery Services

Choosing to leave the house and work from your vehicle to earn your passive income is not the first thing people consider. If you can swing it, delivery services are a great way to earn cash fast. Services like Uber Eats, GrubHub, and Doordash are extremely popular these days and you can earn around $25/hr. If you want to go the grocery route it will take up more of your time, but services like Shipt and Instacart are other options.

Your kids can even come along for the ride; all you need is to sign up through the corresponding app and once you get approved you can start delivering. The process is very simple, an order will pop up on your phone, if you choose to accept it you’ll just need to pick up the order (or shop for the items listed) from the given restaurant or store and drop it off at the customer’s home. With COVID-19 still being prominent in our daily lives, many people choose the contactless drop off which is easy and will keep you and your kids safe. Many of these delivery services have peak hours where you can earn more per order so pay close attention to that.

Get Started, Time to Earn Money


Being a stay-at-home mom doesn’t mean you can’t have an income. You can still earn money by choosing one of these options. Passive income can be extremely beneficial especially when your family is saving up for something like a new house, a vacation, or when an emergency arises and you need the extra cash. If your focus is on saving money and living a frugal life, this is a fantastic way to add to your savings account. Finding the right way to earn passive income that coincides with what you enjoy is a great way to decide which option is best for you.

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