52 Week Money Challenge
By now you’ve probably seen the 52 week money challenge on either Facebook, Pinterest, Twitter, Google+ or a blog. I tend to save money fairly easy and now that the kids and I are experimenting with Crockpot meals and other home meals at home we are saving more than before. Yes, I am a penny pincher, but I still need to figure out how to best use coupons so you can bet I’ll be looking more into that this year too to save even more money. If you got a tip on coupons or some other cheaper way of doing something at home instead of buying it in the store, let me know in the comments below.
TIP: Use the Savings Catcher at Walmart. Every time you get home you just put in your TC# and if it finds another store with a cheaper price it’ll give you back the cents/dollars and it all adds up. I plan on saving mine up until Christmas.
Getting an Emergency Fund
Dave Ramsey tends to state, as well as many other financial advisors that the best thing for anyone to have, not just families is a $1000 emergency fund. I’m like most Americans and do not have one, so this is one of my first goals. I want an emergency fund but I also want to be able to save up money for other items I am in need of here, plus fun things to do. How does one save up when they really never have? You do it with a bunch of others doing the same thing so you can see others doing it right along with you. You pick up how they are doing it, what method they are using, how to coupon better, etc. You learn and grow together, sometimes couples will do it together, other times seeing another person such as a friend doing it, have a family member do it with you and see who will be there in the end race. Make saving fun!